What types of checking accounts does BCL offer?

BCL offers several types of checking accounts to meet diverse needs:

• Free Checking – Our basic free checking has no monthly maintenance fees and no minimum balance requirements. It allows a limited number of free transactions per month before fees apply. Great for basic banking needs.
• Interest Checking – This account pays a higher interest rate on balances but requires a minimum balance and monthly direct deposit. A good option for using your account as a high-yield savings vehicle.
• Senior Checking – Designed for customers over age 50, this account has no monthly fees and earns interest on balances. It also provides free checks and other benefits.
• Student Checking – Our student checking is free for enrolled students 17-24 years old and has no monthly fee or minimum balance requirements. It provides free online banking and mobile deposits.
• Premium Checking – For a monthly fee, our premium account offers unlimited transactions, ATM fee rebates, free checks, and other premium benefits. It requires a minimum balance and direct deposit.

We also offer secured credit builder checking accounts and basic checking accounts for customers rebuilding their finances. Ask a banker about your options.